+27 (21) 554 KUDA or +27 (21) 554 5832
bclose

Product Innovation

What are the latest products available?

MEDICAL CARE COVER

The product covers an extremely wide range of veterinary costs, and I therefore believe that this product will make cash flows significantly more predictable. Please note that the intention of the product is not to cover day-to-day veterinary costs, and could be compared to a hospital plan rather than a medical aid.

The cost of the Medical Care Cover per horse is R4250 per annum or R395 per month on a debit order.

Conditions/Illness
Maximum Benefit
Deductible
Body System Respiratory
20,000
1,000
Body System Gastro-Intestinal
30,000
1,000
Body System Neurological
15,000
1,000
Urogenital System
20,000
1,000
Cardiovascular System
15,000
1,000
Endocrine System
20,000
1,000
Integument
20,000
1,000
Ocular
20,000
1,000
Dental
15,000
1,000
Immune System
30,000
1,000
Musculoskeletal
30,000
1,000
Colic
50,000
1,000

Specific Definitions

Body System Respiratory

means Guttural Pouch Empyema, Guttural Pouch Mycosis, Sinusitis Bacterial, Sinusitis Viral, Sinusitis Fungal, Sinusitis Traumatic, Sinusitis Secondary to Dental, Epiglottic Entrapment, Pleuropneumonia, Laryngeal Paralysis and Dorsally Displaced Soft Palate (surgery only).

Body System Gastro-Intestinal

means Oesophageal perforation, Peritonitis, Rectal Prolapse, Rectal Tears, Mating Injuries, Foaling Injuries, Malignant Neoplasia, Infiltrative Diseases and Choke (surgery only).

Body System Neurological

means Meningitis, Vertebral Osteomyeltis, Malignant Neoplasia, Equine Protozoal Myoenceph, Stringhalt, Tetanus, Botulism, Viral (West Nile), Viral (Encephalosis), Metabolic Neurological Disease, Shiverers, Cauda Equina Syndrome.

Urogenital System

means Urolithiasis, Penile Trauma, Penile Neoplasia, Testicular Trauma, Malignant Neoplasia, Testicular Torsion.

Cardiovascular System

means Cardiac Arrhythmias, Pathological Murmurs, Myocarditis, Pericarditis, Endocarditis, Aneurysms, Congenital Defect, DIC, Malignant Neoplastic, Thrombi, Blood Parasites (Biliary).

Endocrine System

means Addisons, Hypothyroidism and Diabetes Insipidus

Integument

means Malignant Neoplasia, Sarcoid (surgery only) and Wounds

Ocular

means Glaucoma, Cataracts, Retinal Detachment, Malignant Neoplasia, Foreign Body in Eye (surgery only), Corneal Laceration (surgery only) and Corneal Ulceration (surgery only).

Dental

means Mandibular Injuries (surgery only), Maxillary Injuries (surgery only) and Dental Work (surgery only).

Immune System

means Malignant Neoplasia

Musculoskeletal

means Distal Limb Fractures, Long Bone Fractures, Malignant Neoplasia, Synovial Sepsis and Traumatic Intra Articular Fragmentation.

Colic

means Non Specific, Spasmodic, Impaction, Tympanitic, Enteritis, Colitis, Displacement, Strangulation and Gastric Distension.